Reference library
These independently written guides explain what the directory can establish, what it cannot establish, and how to confirm bank-routing details before a payment. Every article separates format checks and public reference material from live confirmation by the recipient bank.
Edited by John Lan · Reviewed 2026-07-21
A practical explanation of CNAPS bank and branch identifiers, where they appear in mainland-China payment instructions, and why a directory result must still be confirmed with the recipient bank.
Read the guideA field-by-field comparison of a mainland-China CNAPS identifier and an international Swift BIC, with examples showing why one should never be substituted for the other.
Read the guideA risk-based verification procedure for matching a twelve-digit CNAPS record to the intended bank, branch, beneficiary, currency, and payment channel before release.
Read the guideA transparent account of the directory's scope, normalization, duplicate handling, quality checks, update limitations, and correction process—without claiming official or live-bank status.
Read the guide