Terms of Use
These terms govern use of the independent CNAPS Code Finder website. By using the site, you agree to treat its directory and tools as informational aids rather than bank confirmation.
Informational use only
The site provides general reference information and format checks. It does not provide banking, payment, legal, tax, or financial advice and cannot authorize, trace, cancel, or recover a transfer.
No warranty
Data is provided as available without a guarantee of accuracy, completeness, freshness, availability, or fitness for a particular transfer. Database presence or a 12-digit format result does not prove that a code is active; verify it with the receiving bank.
Reasonable use
You may use the site for lawful personal or business research. Do not disrupt the service, bypass technical limits, misuse automated access, submit harmful material, or use the information to facilitate fraud or unlawful activity.
Intellectual property
The site's original presentation, explanatory text, and software are protected by applicable intellectual-property laws. Bank names, service names, and trademarks belong to their respective owners; their appearance does not imply affiliation or endorsement.
Liability
To the extent permitted by law, John Lan is not liable for transfer decisions, delays, rejected payments, bank fees, data errors, service interruption, or indirect loss arising from reliance on the site. Nothing in these terms excludes liability that cannot lawfully be excluded.
Changes and contact
The site and these terms may change when practices or legal requirements change. Continued use after publication of revised terms means the revised terms apply. Questions may be sent to [email protected].